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Finance, Insurance, And Real Estate / Financial Services

Upstart Holdings, Inc.

UPST

$21.63

+$0.21 (+0.98%)

Price as of Nov 3, 2026 18:59 UTC

2.7 B

Market Cap (Mid Cap)

26%

IV Rank

67.7%

Implied Volatility

Feb 08

Next Earnings

Technical Signals as of Nov 2
Bearish
1 of 7

Trend

  • Above 20-day average $23.66
  • Above 50-day average $25.06
  • Above 200-day average $31.04 · -31.3%
  • Moving averages stacked Not aligned

Momentum

  • Golden cross (50/200) —
  • Momentum cross (20/50) Down · 73d ago

Volume

  • Elevated volume 3.3x avg

Price & Trend

Daily candles with EMA 20, SMA 50. Drag to zoom.

Options Activity & Greeks

Implied volatility, flow, and dealer positioning from the options market.

Put/Call Ratio

0.32

Bullish skew

Implied Volatility

67.7%

0% percentile

IV vs Realized

Options rich

30d HV 55.9%

Options Heat Map

Delta-risk grid for UPST options across strikes and expirations. Hover any cell for full Greeks.

Loading option chain data...

Insider Trades

6 buys 80 sells
Date Insider Title Type Shares Value Since Trade
Sep 10, 2026 Gu Paul Buy 50,000 $1,277,500 -16.6%
Sep 08, 2026 Datta Sanjay Exercise 300,000 $405,000 +1478.5%
Sep 08, 2026 Datta Sanjay Sell 116,000 $3,166,197 -21.9%
Sep 08, 2026 Datta Sanjay Exercise 300,000 $0 -21.0%
Aug 25, 2026 Mirgorodskaya Natalia Sell 913 $27,417 -29.0%
Aug 20, 2026 Darling Scott Sell 7,696 $216,216 -24.1%
Aug 20, 2026 Datta Sanjay Sell 8,945 $251,298 -24.1%
Aug 20, 2026 Mirgorodskaya Natalia Sell 586 $16,461 -24.1%
Aug 19, 2026 Datta Sanjay Sell 10,000 $314,633 -32.3%
Aug 19, 2026 Blankmeyer Andrea Sell 3,000 $87,990 -27.3%

Politician Trades in UPST

Date Politician Party Type Amount Since Buy
Sep 17, 2026 Tony Wied R Sale $15K-$50K —
Aug 14, 2024 Tony Wied R Sale $1K-$15K —
Jul 14, 2024 Tony Wied R Purchase $15K-$50K -28.9%
May 16, 2022 Thomas Suozzi D Sale $1K-$15K —
May 16, 2022 Thomas Suozzi D Sale $1K-$15K —
May 05, 2022 Thomas Suozzi D Purchase $15K-$50K -76.1%
May 05, 2022 Thomas Suozzi D Purchase $15K-$50K -76.1%

Earnings History

Date Quarter EPS Est. EPS Actual Surprise Result
Nov 03, 2026 Q3 2026 $0.64
Nov 02, 2026 Q3 2026 $0.65
Aug 04, 2026 Q2 2026 $0.54
Aug 03, 2026 Q2 2026 $0.56
Mar 31, 2026 Q1 2026 $0.43 $0.30 -29.9% Miss
Dec 31, 2025 Q4 2025 $0.47 $0.46 -2.1% Miss
Sep 30, 2025 Q3 2025 $0.43 $0.52 +20.9% Beat
Jun 30, 2025 Q2 2025 $0.26 $0.36 +37.9% Beat

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