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Finance, Insurance, And Real Estate / Financial Services

Upstart Holdings, Inc.

UPST

$35.38

+$0.89 (+3.02%)

Price as of Aug 5, 2026 13:18 UTC

2.7 B

Market Cap (Mid Cap)

54%

IV Rank

89.3%

Implied Volatility

Nov 02

Next Earnings

Technical Signals as of Aug 3
Bearish
2 of 7

Trend

  • Above 20-day average $29.25
  • Above 50-day average $30.37
  • Above 200-day average $39.45 · -25.4%
  • Moving averages stacked Not aligned

Momentum

  • Golden cross (50/200)
  • Momentum cross (20/50) Down · 9d ago

Volume

  • Below-average volume 1.3x avg

Price & Trend

Daily candles with EMA 20, SMA 50. Drag to zoom.

Options Activity & Greeks

Implied volatility, flow, and dealer positioning from the options market.

Put/Call Ratio

0.37

Bullish skew

Implied Volatility

89.3%

1% percentile

IV vs Realized

Options rich

20d HV 66.9%

Options Heat Map

Delta-risk grid for UPST options across strikes and expirations. Hover any cell for full Greeks.

Loading option chain data...

Insider Trades

5 buys 70 sells
Date Insider Title Type Shares Value
Jun 09, 2026 Datta Sanjay Sell 15,000 $456,116
Jun 09, 2026 Datta Sanjay Other 15,000 $456,116
May 29, 2026 Bernard Peter J Grant 6,476 $0
May 29, 2026 O'Kelly Ciaran Grant 6,476 $0
May 29, 2026 Hentges Mary Grant 6,476 $0
May 29, 2026 Cooper Kerry Whorton Grant 6,476 $0
May 29, 2026 Terry Hilliard C. III Grant 6,476 $0
May 29, 2026 Wennes Timothy H Grant 6,476 $0
May 29, 2026 Bernard Peter J Other 6,476 $0
May 29, 2026 O'Kelly Ciaran Other 6,476 $0

Politician Trades in UPST

Date Politician Party Type Amount
May 16, 2022 Thomas Suozzi D Sale $1K-$15K
May 16, 2022 Thomas Suozzi D Sale $1K-$15K
May 05, 2022 Thomas Suozzi D Purchase $15K-$50K
May 05, 2022 Thomas Suozzi D Purchase $15K-$50K

Earnings History

Date Quarter EPS Est. EPS Actual Surprise Result
Aug 04, 2026 Q2 2026 $0.54
Aug 03, 2026 Q2 2026 $0.56
Mar 31, 2026 Q1 2026 $0.43 $0.30 -29.9% Miss
Dec 31, 2025 Q4 2025 $0.47 $0.46 -2.1% Miss
Sep 30, 2025 Q3 2025 $0.43 $0.52 +20.9% Beat
Jun 30, 2025 Q2 2025 $0.26 $0.36 +37.9% Beat
Mar 31, 2025 Q1 2025 $0.18 $0.30 +69.5% Beat

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